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Pradhan Mantri Suraksha Bima Yojana (PMJJBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMSBY) and Atal Pension Yojana (APY) complete 8 years of providing social security cover

Category : National
Published on: May 11 2023 Share on facebook

Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and Atal Pension Yojana completed eight years on 09 May 2023.
These schemes are playing an instrumental role in providing social security net and affordable insurance to the people.
These three schemes were launched by Prime Minister Narendra Modi on this day in 2015 from Kolkata in West Bengal.
The government had launched two insurance schemes Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana to make the people belonging from unorganised sections financially secure.
The government also introduced Atal Pension Yojana to cover the exigencies in the old age.
Pradhan Mantri Jeevan Jyoti Bima Yojana is a one-year life insurance scheme renewable from year to year offering coverage for death due to any reason. The scheme provides life cover of two lakh rupees in case of death due to any reason against a premium of 436 rupees per annum.
Pradhan Mantri Suraksha Bima Yojana is a one-year accidental insurance scheme renewable from year to year offering coverage for death or disability due to an accident. The scheme provides accidental death cum disability cover of two lakh rupees against a premium of 20 rupees per annum.
Under the Atal Pension Yojana, the subscribers would receive the guaranteed minimum monthly pension ranging from one thousand to five thousand after the age of 60 years, based on the contributions made by the subscriber.

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