J & K Bank PO

J & K Bank PO

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J&K Bank is a universal bank in Jammu and Kashmir. J&K Bank operates on the concept of 'socially empowered banking,' aiming to provide innovative financial solutions to households, small and medium-sized businesses, and individuals. Permanent residents of J&K State are welcome to apply for the position of probationary officer in this bank. The J&K PO Exam or Jammu and Kashmir Probationary Officer Exam is a State-level examination held once a year. The J&K Bank conducted a J&K PO exam to select eligible candidates for the positions of Probationary Officer. Applicants who meet the eligibility criteria can apply for the J&K PO exam online using the official website. For the J&K PO exam, candidates’ applicants should be from 20 years to 32 years. The exam of J&K PO is divided into three phases -  preliminary examination, mains examination, and Interview. Applicants who pass these exams will be posted as PO or Probationary Officers in various branches of the J&K bank. J&K PO exam syllabus for preliminary examination contains the English Language, Quantitative Aptitude, and Reasoning Ability, while the mains examination syllabus includes English, Reasoning and Computer Aptitude, General/ Economy/ Banking Awareness, Data Analysis & Interpretation and Letter writing and essay. Applicants must pay Rs. 1000 for General/ Other categories candidates and Rs. 800 for SC/ST/PCP candidates to fill out the application form for the J&K PO 2021 exam. On the below page you will find more data on the J&K PO exam pattern, number of vacancies, eligibility criteria, exam syllabus, important links and dates, how to apply, and other details.

Exam Pattern

Total Marks : 100
Total Time : 60 Min
-ve marking : 0.25 (For each wrong answer)
Subject Qns. Marks
Quantitative Aptitude 35 35
Reasoning Ability 35 35
English 30 30
Total 100 100

Eligibility Criteria

Essential Educational Qualifications: 

A Bachelor's degree or Graduation in any discipline or any equivalent qualification from a recognised university by the approved Indian government or central government.

The candidate must have a valid Mark-sheet / Degree Certificate confirming that he or she is a graduate and the percentage of marks obtained in graduation on the day of registration.


Age limit (as on 01-04-2020):

The age limit of the applicants should be from 20 years to 32 years.

* Candidates must have been born between the dates of 02 April 1988 and 01 April 2000 (both days inclusive).*


The following are the permissible upper age limit relaxations as follows:

Code No


Age-relaxation permissible beyond upper age limit


SC/ ST / Ex-Servicemen

05 years


Socially and Educationally backward classes (other than Scheduled Castes and Scheduled Tribes):

03 years

(i) Weaker and under privileged Classes/ Social Caste:

(ii) Residents of areas adjoining Line of Actual Control (ALC)/ International Border (IB)

(iii) Residents of backward areas (RBA)

(iv) Pahari Speaking people (PSP)


Physically Challenged Persons (PCP)

10 years

Exam Pattern

Scheme of J&K PO (Probationary Officer) Selection Procedure:

The procedure of recruitment will be divided into three phases:

Preliminary Examination

Mains Examination



Scheme of J&K PO Preliminary Examinations:


Name of Tests

Number of Questions

Maximum Marks

Time allotted for each test (Separately timed)


English Language



20 minutes


Quantitative Aptitude



20 minutes


Reasoning Ability



20 minutes




60 minutes

Important Note:

I. The questions on the papers will be of the objective type.

II. Each question will be carried one mark.

III. There will be a 1/4 marks deduction for each incorrect answer.

IV. Candidates must qualify in each of the three examinations by achieving - J&K Bank determined cut-off marks.


Scheme of J&K PO Mains Examinations:


Name of Tests

Number of Questions

Maximum Marks

Time allotted for each test (Separately timed)


Reasoning & Computer Aptitude



60 minutes


General/ Economy/ Banking Awareness



35 minutes


English Language



40 minutes


Data Analysis & Interpretation



45 minutes




3 hours

English Language (Letter Writing & Essay)



30 minutes

Important Note:

I. The questions on the papers will be of the objective type.

II. There will be a 1/4 marks deduction for each incorrect answer.

III. There shall be no sectional cut-off marks.



Candidates who have been choosen in the Online Mains exam will be invited to an interview with the bank.

• The total number of marks allotted for the interview is 100.

• The minimum qualifying marks in the interview will be 40 percent for general candidates (35 percent for OBC/SC/ST/PWBD candidates).

• The weightage (ratio) of the Online Main Examination and also the interview will be 80:20.

The candidates' combined final score will be calculated based on their performance in the Online Mains Examination and the Interview.

Vacancy Details

Details of the Posts:

Followings are the likely posts that will be filled up through this Examination:

Post Name


Probationary Officers (PO)



Syllabus for J&K PO Preliminary Examinations

(A) English

• Reading Comprehension

• Cloze Test

• Fill in the Blanks

• Para Jumbles

• Spotting Errors

• Antonyms/Synonyms

• Miscellaneous

• Paragraph Completion

• Vocabulary

• Sentence Improvement

• Tenses Rules


(B) Quantitative Aptitude

• Number System

• Number Series

• Simplification

• Geometry

• Profit & Loss

• LCM and HCF

• Ratio and Proportion

• Partnership

• Problem Based on Ages

• Mixed Proportion and Unitary Method

• Problem Based on Distribution

• Simple and Compound Interest

• Work and Time

• Speed Time and Distance

• Permutation and Combination

• Probability

• Mensuration

• Data Interpretation


(C) Reasoning Ability

• Logical Reasoning

• Alphanumeric Series

• Alphabet Test

• Data Sufficiency

• Coded Inequalities

• Seating Arrangement

• Puzzle

• Tabulation

• Syllogism

• Blood Relations

• Input Output

• Ranking & Order

• Directions


Syllabus for J&K PO Mains Examination

(A) Reasoning & Computer Aptitude

(A-I) Reasoning

• Analogy

• Classification

• Word formation

• Statement and conclusions

• Statement and assumptions

• Syllogism

• Passage and conclusions

• Coding-Decoding

• Blood Relations

• Input/output, Assertion, and reasoning

• Series Test

• Alphabet test

• Number, Ranking, and time sequence

• Direction sense Test

• Decision-making Test

• Figure series

• Sitting Arrangement

• Series test

• Analogy

• Odd figure out

• Miscellaneous

(A-II) Computer Knowledge

• Windows operating system basics

• Basics of Hardware and software

• Internet terms and services

• Basic Functionalities of MS-Office

• Networking and communication

• Database basics

• Basics of Hacking, Security Tools, and Viruses

• History of computers


(B) General/Economic/Banking Awareness

• Current Affairs

• Important Places

• Books and Authors

• Awards

• National & International Events

• Financial Awareness

• Banking Awareness

• Headquarters

• Important Days

• Static Awareness

• Prime Minister Schemes

• Banking Terminologies Knowledge

• Principles of Insurance


(C) English Language

• Reading Comprehension

• Synonyms

• Antonyms

• Spelling

• Jumbled Sentences

• Spotting Errors

• Phrases and idioms

• Direct and Indirect speech

• Active/ Passive voice

• Close Passages

• Passage completion


(D) Data Analysis & Interpretation

• Tabular Graph

• Simplification/Approximation

• Pie Chart

• Line Graph

• Bar Graph

• Radar Graph Case-let

• Missing Case Data Interpretation

• Data Sufficiency

• Probability

• Let it Case Data Interpretation

• Permutation and Combination

• Data Interpretation

• Number Series

• Percentages, etc

Application Fee

Fee Payable by Candidates for J&K PO Exam:

All Other Categories Candidates: Rs. 1000/-

SC/ ST/ PCP Candidates: Rs. 800/-

**Employees of the J&K Bank will be exempt from paying the application fee.**


Mode of Payment:

Payment can be done using a debit card (MasterCard/ Visa/ RuPay/ Maestro), a credit card, IMPS, Cash Cards/ Mobile Wallets or Internet Banking by entering the information requested on the page.

How to Apply

Go to @jkbank.com's official website or use the direct link to apply online provided above.

Now, in the careers tab, click on the link that indicates "Recruitment - Probationary Officers."

If you are new to the website, go to the "Click here for New Registration" link.

Enter your basic information, such as your name, your phone number, and your email address.

Candidates must record their provisional registration number and password after enrolling online for JK Bank Recruitment.

Now, for the next step, click the "Apply Online" button.

Fill out the form with the post you apply for, your category, and other personal information. Enter your postal address as well as your PIN code. 

Candidates can then proceed to fill out the rest of the Application Form.

Upload scanned images of your signature and photograph in the specified dimensions and other necessary documents after filling the J&K PO Online application form.

Double-check all of the information you've entered. Also, double-check your signature. Click the 'Final Submit' button.

Pay the necessary application fees for J&K PO if applicable.

Print the application form as well as the confirmation page for future reference.

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