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Category : Business and economics
Published on: October 17 2025
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As per the RBI Bulletin, Telangana leads India in per capita UPI transaction intensity, followed by Karnataka, Andhra Pradesh, Delhi, and Maharashtra. Using PhonePe data, the study highlights frequent low-value payments and strong digital adoption. Southern states dominate India’s digital payment landscape, though urban-rural gaps remain. Telangana’s top rank reflects the shift towards a less-cash economy and advances in Digital India and financial inclusion.
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