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Government has launched Credit Assessment Model for MSMEs

Category : Business and economics
Published on: December 04 2025 Share on facebook

The government has launched a new Credit Assessment Model (CAM) to streamline MSME loan appraisal through digitally verified data and automated decision-making for both existing and new borrowers. Alongside this, India continues to boost digital payments through measures like incentives for RuPay Debit Cards, low-value BHIM-UPI (P2M) transactions, and infrastructure support under the Payments Infrastructure Development Fund (PIDF). The PM SVANidhi Scheme, now extended to March 31, 2030, offers enhanced loan limits up to ₹50,000 and provides UPI-linked RuPay Credit Cards and cashback benefits to support street vendors.

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