RBI Grade B Exam Pattern 2025- Check Pattern & Eligibility

The Reserve Bank of India, or RBI, is the country's central bank. Every year, the organization holds recruitment exams to fill various positions. The exam is held to direct recruit RBI Officers Grade B in Combined Seniority Group (CSG) streams. For the RBI Officer Grade B exam, candidates must be between the ages of 21 and 30 years.

RBI Grade B exam has a three-phase selection process for Officer Grade B (General). For RBI Officer Grade B (General) candidates must clear Phase-I, Phase-II of the exam, and the final interview process. 

Candidates who pass all these selection procedures will be considered for the RBI Officer Grade B positions in its various branches all across the country. The RBI Officer Grade B Exam 2025 will be held online as a computer-based examination and offline as a descriptive (pen and paper mode).

Candidates who match the eligibility criteria can apply online using the official website for RBI Officer Grade B post. 

Below you will find more information on the RBI Officer Grade B 2025 exam application process, syllabus, exam pattern, vacancies, eligibility criteria, important dates, how to apply, and other details.

You can check All upcoming exams on the website Sarkaripariksha.com and attempt the daily quizzes, Live tests, and get the latest information on Daily current affairs based on current events. 

Essential Educational Qualifications (As on September 01, 2025): 

RBI Officer Grade B (General)

Graduation in any discipline/professional qualification or equivalent technical with at least 60 percent marks (50 percent for SC/ST/PwBD candidates) or Post-Graduation/Equivalent technical qualification with at least 55 percent marks (passing marks for SC/ST/PwBD candidates) in aggregate of all semesters/years.

Note: 

Graduation Level

Any such course from a recognised University / Institute that is taken after Class XII and is at least of 3 years’ duration/ candidates possessing professional or technical qualifications which are recognised by the Government as equivalent to professional or technical graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above.

Post-Graduation Level

Any such course from a recognised University / Institute that is taken after Graduation and is at least of 2 years’ duration / recognised by the Government as equivalent to professional or technical Post-graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above.

Number of Attempts: 

A general category candidate may apply for the RBI Grade B Phase-I test a maximum of six times. There is no attempt limit for applicants from the EWS, OBC, SC, ST, and PwBD categories.

Age Limit (As on September 01, 2025):

A candidate must have attained the age of 21 years and must not have attained the age of 30 years on July 01, 2024 i.e., he/she must have been born not earlier than July 02, 1994 and not later than July 01, 2003.

The following are the permissible upper age limit relaxations and category-codes for claiming age relaxation:

Scheme of RBI Office Grade B Selection Procedure:

The recruitment process will be divided into the following phases:

FOR RBI Officer Grade B (General)

• Phase-I

• Phase-II

• Interview

RBI Officers Grade B (DR)-General:

Phase-I Online Examination (Objective Type):

Important Note:

I. The question papers will be of the multiple option type.

II. One mark has been allotted for each question.

III. The questions will be written in both Hindi and English.

IV. Each test will be given its separate time slot.

V. Candidates must get the minimum marks prescribed by the Board for each test individually as well as in aggregate

Phase-II online Examination:

@For both Paper-I and Paper-III, there will be 30 questions and 50 marks for Objective questions (some questions carrying 2 marks each and some carrying 1 mark each). In case of Descriptive questions, 6 questions will be asked, of which candidates will be required to attempt 4 questions [2 of 15 marks each (with varying difficulty level) and 2 of 10 marks each]. In case, candidate answers more than 4 questions in descriptive, first 4 shall be evaluated.

Interview:

Applicants will be shortlisted for interviews based on the sum of their Phase-II marks (Paper-I + Paper-II + Paper-III). The Board shall determine the minimal aggregate cut-off marks for being shortlisted for an interview based on the number of vacancies. The interview will be worth 75 points.

Before presenting for the interview, the candidate must pass a psychometric test conducted by the bank. There will be no scores awarded for this, and it will not be considered as part of the final selection criterion. The candidate has the option of having the interview in Hindi or English. The final selection will be made using a merit list created by aggregating the marks obtained by applicants in the Phase-II examination and interview, as well as any grace marks that may be available under current guidelines.

Details of the Posts:

Followings are the likely posts that will be filled up through this Examination:

Syllabus For RBI Officers Grade B (General)

Phase-I Examinations:

(A) English Language

• Reading Comprehension

• Cloze Test

• Fill in the Blanks

• Sentence Rearrangement

• Jumbled Words/Sentences

• Error Spotting

• Sentence Framing

• Match the columns

• Vocabulary

• Grammar

• Tenses Rules

• Idioms & Phrases 

(B) Quantitative Aptitude

• Ratio & Proportion

• Mensuration

• Percentage

• Average

• Speed, Time and Distance

• Time and Work

• Permutation and Combination

• Mixture and Alligation

• Data Interpretation

• Probability

• Simplification and Approximation

• Quadratic Equations

• Inequalities

• Number Series

• Upstream and Downstream

• Profit and Loss

• Simple and Compound Interest

(C) Reasoning Ability

• Puzzles

• Seating Arrangement

• Inequalities

• Direction Test

• Blood Relation

• Syllogism

• Input-Output

• Data Sufficiency

• Reasoning Analogy

• Coding-Decoding

• Ranking

• Alphanumeric series

(D) General Awareness

• Current Affairs

• Indian Financial System

• Indian Banking System

• Banking Awareness

• Banking History

• Monetary Plans

• Economic News

• Indian Culture

• Indian Constitution

• National and International Institutions

• Bank Terms & Abbreviations

• Government Schemes

• Banking Agreements

• Sports News

• Awards

• Books and Authors

• Static GK – National Parks, Sanctuaries, Dams, Currency, Stadiums, etc.

Phase-II Examination:

(A) Paper-I - Economic and Social Issues:

(A-I) Growth and Development 

• Measurement of growth: National Income and per capita income

• Poverty Alleviation and Employment Generation in India

• Sustainable Development and Environmental issues.

(A-II) Indian Economy 

• Economic History of India

• Changes in Industrial and Labour Policy

• Monetary and Fiscal Policy since reforms of 1991

• Priorities and recommendations of Economic Survey and Union Budget

• Indian Money and Financial Markets: Linkages with the economy

• Role of Indian banks and Reserve Bank in the development process

• Public Finance

• Political Economy

• Industrial Developments in India

• Indian Agriculture

• Services sector in India.

(A-III) Globalization

• Opening up of the Indian Economy

• Balance of Payments, Export-Import Policy

• International Economic Institutions

• IMF and World Bank – WTO

• Regional Economic Cooperation

• International Economic Issues

• Social Structure in India

• Multiculturalism

• Demographic Trends

• Urbanisation and Migration

• Gender Issues

• Social Justice: Positive Discrimination in favour of the underprivileged

• Social Movements

• Indian Political System

• Human Development

• Social Sectors in India

• Health and Education

(B) Paper-II -English (Writing Skills): 

• The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic

(C) Paper-III -Finance and Management: 

(A-I) Finance 

(A-I) Financial System

• Regulators of Banks and Financial Institutions

• Reserve Bank of India- functions and conduct of monetary policy

• Banking System in India – Structure and concerns

• Financial Institutions – SIDBI, EXIM Bank, NABARD, NHB, etc,

• Changing landscape of banking sector.

(A-II) Financial Markets

• Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments. 

(A-III) General Topics

• Risk Management in Banking Sector

• Basics of Derivatives

• Global financial markets and International Banking – broad trends and latest developments.

• Financial Inclusion

• Alternate source of finance, private and social cost-benefit, Public-Private Partnership

• Corporate Governance in Banking Sector, role of e-governance in addressing issues of corruption and inefficiency in the government sector.

• The Union Budget – Concepts, approach and broad trends

• Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI - components and trends; striking a balance between inflation and growth through monetary and fiscal policies.

• FinTech

(B) Management: 

(B-I) Fundamentals of Management & Organizational Behaviour:

• Introduction to management

• Evolution of management thought

• Management functions and Managerial roles;

• Meaning & concept of organizational behaviour

• Personality: meaning, factors affecting personality, Big five model of personality; concept of reinforcement

• Perception: concept, perceptual errors

• Motivation: Concept, importance, Content theories (Maslow’s need theory,

• Alderfers’ ERG theory, McCllelands’ theory of needs, Herzberg’s two factor theory) & Process theories (Adams equity theory, Vrooms expectancy theory).

• Leadership: Concept, Theories (Trait, Behavioural, Contingency, Charismatic, Transactional and Transformational Leadership

• Emotional Intelligence: Concept, Importance, Dimensions.

• Analysis of Interpersonal Relationship: Transactional Analysis, Johari Window

• Conflict: Concept, Sources

(B-II) Ethics at the Workplace and Corporate Governance:

• Meaning of ethics, why ethical problems occur in business.

• Theories of ethics

• Utilitarianism: weighing social cost and benefits, Rights and duties, Justice and fairness, ethics of care, integrating utility, rights, justice and caring

• Moral issues in business: Ethics in Compliance, Finance, Human

• Resources, Marketing, etc.

• Ethical Principles in Business: introduction, Organization Structure and Ethics, Role of Board of Directors, Best Practices in Ethics Programme, Code of Ethics, Code of Conduct, etc.

• Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance

• Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology.

Fee Payable by Candidates for RBI Officer Grade B Exam:

All Other Category’s: Rs. 850/-

SC/ST/PWBD/ candidates : Rs.100/-

*Staff candidates are exempted from payment of examination fee and intimation charges.*

Mode of Payment:

The payment can be made by using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets, UPI.

Bank Transaction charges for Online Payment of application fees/ intimation charges will have to be borne by the candidate.

The following is a step-by-step instruction to completing the RBI Grade B online application form:

1. Go to the official Reserve Bank of India (RBI) website at www.rbi.org.in.

2.On the homepage, click on the "Opportunities@RBI" section. This will take you to a new page containing current vacancies.

3.Look for the link for the "Recruitment for the Posts of Officers in Grade 'B' (Direct Recruit-DR) (General/DEPR/DSIM) Cadres – Panel Year 2025." Read the official notification carefully to understand the eligibility criteria, important dates, and specific instructions for the post you are applying for (General, DEPR, or DSIM).

4. New Registration: If you're a first-time applicant, click on "Click Here for New Registration." You will need to provide basic details like your name, email ID, and mobile number. A provisional registration number and password will be generated and sent to your registered email and mobile number.

Complete the Form: Log in with your new credentials and start filling out the application form. The form is typically divided into sections:

Basic Details: Enter personal information, post you're applying for, and preferred exam centers.

Personal Details: Provide your date of birth, gender, address, etc.

Educational Qualifications: Fill in your academic details.

Experience: Provide any relevant work experience.

5.You must upload scanned copies of the following documents, adhering to the specified size and dimension guidelines:

Photograph: A recent passport-size color picture (20-50 kb).

Signature: Your signature in black ink on white paper (10-20 kb).

Left Thumb Impression: On a white paper with black or blue ink (20-50 kb).

Handwritten Declaration: A declaration in English, written by hand in black ink on white paper (50-100 kb). The text for the declaration will be provided in the official notification. Do not write the declaration in all capital letters.

6.Before the final submission, use the preview function to review all the details you have entered. You can make edits to the information at this stage. Once you are sure everything is correct, click "Final Submit."

7. The application fee is non-refundable and must be paid online. The fee structure is as follows:

General/OBC/EWS: ₹850 (plus 18% GST).

SC/ST/PwBD: ₹100 (plus 18% GST).

You can pay using a Debit Card, Credit Card, or Net Banking.

8. After successful payment, the application process is complete. An e-receipt will be generated. It is crucial to download and print a copy of your submitted application form and the e-receipt for your records. You will also receive a confirmation via email and SMS.