J & K Bank Associates

J & K Bank Associates

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J&K Bank is a universal bank in Jammu and Kashmir. J&K Bank operates on the concept of 'socially empowered banking,' aiming to provide innovative financial solutions to households, small and medium-sized businesses, and individuals. Permanent residents of J&K State are welcome to apply for the position of bank associate in this bank. The J&K Bank Associate Exam is a State-level examination held once a year. The J&K Bank conducted an exam to select eligible candidates for the positions of Bank Associate. Applicants who meet the eligibility criteria can apply for the J&K Bank Associate exam online using the official website. For the J&K Bank Associate exam, candidates’ applicants should be from 20 years to 30 years. The exam of J&K Bank Associate has conducted only online examination. Applicants who pass the online exams will be posted as Bank Associates in various branches of the J&K bank. J&K Bank Associate exam syllabus for online examination contains the English Language, Quantitative Aptitude, and Reasoning Ability. Applicants must pay Rs. 800 for General/ Other categories candidates and Rs. 600 for SC/ST/PCP candidates to fill out the application form for the J&K Bank Associate 2021 exam. On the below page you will find more data on the J&K Bank Associate number of vacancies, exam syllabus, exam pattern, eligibility criteria, how to apply, important links and dates, and other details.

Exam Pattern

Total Marks : 100
Total Time : 60 Min
-ve marking : 0.25 (For each wrong answer)
Subject Qns. Marks
Quantitative Aptitude 35 35
Reasoning Ability 35 35
English 30 30
Total 100 100

Eligibility Criteria

Essential Educational Qualifications: 

A Bachelor's degree or Graduation in any discipline or any equivalent qualification from a recognised university by the approved Indian government or central government.

The candidate must have a valid Mark-sheet / Degree Certificate confirming that he or she is a graduate and the percentage of marks obtained in graduation on the day of registration.


Age limit (as on 01-04-2020):

The age limit of the applicants should be from 20 years to 30 years.

* Candidates must have been born between the dates of 02 April 1990 and 01 April 2000 (both days inclusive).*


The following are the permissible upper age limit relaxations as follows:

Code No


Age-relaxation permissible beyond upper age limit


SC/ ST / Ex-Servicemen

05 years


Socially and Educationally backward classes (other than Scheduled Castes and Scheduled Tribes):

03 years

(i) Weaker and under privileged Classes/ Social Caste:

(ii) Residents of areas adjoining Line of Actual Control (ALC)/ International Border (IB)

(iii) Residents of backward areas (RBA)

(iv) Pahari Speaking people (PSP)


Physically Challenged Persons (PCP)

10 years

Exam Pattern

Scheme of J&K Associate Selection Procedure:

The procedure of recruitment will be:

Online Examination


Scheme of J&K Associate Examinations:


Name of Tests

Number of Questions

Maximum Marks

Time allotted for each test (Separately timed)


English Language



20 minutes


Quantitative Aptitude



20 minutes


Reasoning Ability



20 minutes




60 minutes

Important Note:

I. The questions on the papers will be of the objective type.

II. Each question will be carried one mark.

III. There will be a 1/4 marks deduction for each incorrect answer.

IV. Candidates must qualify in each of the three examinations by achieving - J&K Bank determined cut-off marks.

Vacancy Details

Details of the Posts:

Followings are the likely posts that will be filled up through this Examination:

Post Name





Syllabus for J&K Associate Online Examinations

(A) English

• Reading Comprehension

• Cloze Test

• Fill in the Blanks

• Para Jumbles

• Spotting Errors

• Antonyms/Synonyms

• Miscellaneous

• Paragraph Completion

• Vocabulary

• Sentence Improvement

• Tenses Rules


(B) Quantitative Aptitude

• Number System

• Number Series

• Simplification

• Geometry

• Profit & Loss

• LCM and HCF

• Ratio and Proportion

• Partnership

• Problem Based on Ages

• Mixed Proportion and Unitary Method

• Problem Based on Distribution

• Simple and Compound Interest

• Work and Time

• Speed Time and Distance

• Permutation and Combination

• Probability

• Mensuration

• Data Interpretation


(C) Reasoning Ability

• Logical Reasoning

• Alphanumeric Series

• Alphabet Test

• Data Sufficiency

• Coded Inequalities

• Seating Arrangement

• Puzzle

• Tabulation

• Syllogism

• Blood Relations

• Input Output

• Ranking & Order

• Directions


Application Fee

Fee Payable by Candidates for J&K Associate Exam:

All Other Categories Candidates: Rs. 800/-

SC/ ST/ PCP Candidates: Rs. 600/-

**Employees of the J&K Bank will be exempt from paying the application fee.**


Mode of Payment:

Payment can be done using a debit card (MasterCard/ Visa/ RuPay/ Maestro), a credit card, IMPS, Cash Cards/ Mobile Wallets or Internet Banking by entering the information requested on the page.

How to Apply

 Go to @jkbank.com's official website or use the direct link to apply online provided above.

 Now, in the careers tab, click on the link that indicates "Recruitment - Bank Associate."

 If you are new to the website, go to the "Click here for New Registration" link.

 Enter your basic information, such as your name, your phone number, and your email address.

 Candidates must record their provisional registration number and password after enrolling online for J&K Bank Associate Recruitment.

 Now, for the next step, click the "Apply Online" button.

 Fill out the form with the post you apply for, your category, and other personal information. Enter your postal address as well as your PIN code. 

 Candidates can then proceed to fill out the rest of the Application Form.

 Upload scanned images of your signature and photograph in the specified dimensions and other necessary documents after filling the J&K Bank Associate Online application form.

 Double-check all of the information you've entered. Also, double-check your signature. Click the 'Final Submit' button.

 Pay the necessary application fees for J&K Bank Associate if applicable.

 Print the application form as well as the confirmation page for future reference.

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