Bank of India – Programmable Digital Rupee

Daily Current Affairs / Bank of India – Programmable Digital Rupee

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Category : Business and economics Published on: October 03 2026

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Bank of India launched user-level programmable e₹ with auto-issuance on 29 Sept 2026.
Account holders can schedule fixed-amount automatic transfers to beneficiaries’ CBDC wallets.
Supports purpose-based spending restrictions by the sender.
Useful for recurring payments like allowances and education expenses.
Platform developed by Montran India; aligns with RBI and NPCI guidelines.
Enhances programmability in India’s retail CBDC framework.

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Bank of India – Programmable Digital Rupee