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J&K Bank operates as a universal bank in Jammu & Kashmir. J&K Bank works on the principle of 'socially empowering banking' and seeks to deliver innovative financial solutions for household, small and medium enterprises. In this Bank applications are invited from permanent residents of J&K State for appointment of Probationary officer. Eligible candidates who aspire to join J&K Bank as Probationary Officer(PO) are required to register on-line for the Recruitment Process. The process w ill be held in three phases i.e. Preliminary examination, Mains examination & Interview .